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Pre-Course Quiz
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1. Which of the following is the
Federal law concerned with debt collection?
2. Where should you obtain forms
for use in doing a seizure of real estate?
3.
Which of the following requires use of an attorney?
4. Exempt property in a typical
state does not include which of the following?
5. The document used to put a
lien on the debtor's real property is called:
6. You would not want to seize
property from a debtor under which of the following circumstances?
7. Possible sources for locating
a debtor include all but which of the following?
8. Which of the following is not
a violation of federal debt collection law?
9. What percentage of rental
applications are incomplete according to collection experts?
10. Who has the least power in
trying to collect a debt?
11. The priority of garnishments
by multiple parties is "first-come-first served"
12. Which of the following is
usually the best source of information for locating a debtor?
13. Which of the following is not
usually available for finding a debtor?
14. In most states judgments are
good for how many years?
15. The rental application should
grant permission for the landlord to check:
16. Methods used to seize from a
business include all but which of the following?
17. The best source for checking
state laws is:
18. The person who will seize
p
roperty for you is called the:
19. A legal hearing at which the
creditor can question the debtor under oath is called:
20. Which of the following will
probably be the most effective way for the debtor to avoid collection?
21. After the sheriff serves a
notice of levy how long does the debtor have to file an exemption claim in
most states?
22. The daily interest on a
judgment for $2,000 at an interest rate of 10 percent is approximately:
23. Which of the following is a
recoverable cost?
24. The majority of states limit
the maximum amount of a small claims court suit to $2,000.
25. Collecting from a third party
is least often used for a debtor who is:
26. When possible, the best
source of collection is:
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